Many people seek extra income, but often overlook opportunities hidden in plain sight. The Navy Federal Credit Union cashRewards credit card offers a straightforward way to earn $250 by simply continuing your usual spending habits.
How it Works: Cash Back on Your Routine Purchases
The key to this approach is leveraging existing expenses. Here’s how you can turn everyday activities into cash rewards:
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Grocery Shopping: Rising food costs are a reality for most households. Instead of just absorbing these increases, use a cashRewards card to earn up to 2% cash back on every grocery purchase. The more you spend, the more you earn.
- Card Options: The cashRewards Plus card offers unlimited 2% cash back, while the standard cashRewards card provides 1.5%. Applying is quick and easy.
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Gift Giving: Birthdays, holidays, and spontaneous gifts are part of life. Why not get rewarded for them? With the Navy Federal Credit Union cashRewards card, these purchases can contribute to your earnings.
- Bonus Opportunity: Spend $2,500 within 90 days of opening your account and receive a $250 bonus cash reward.
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Expense Cutting: Smart savers already look for ways to trim unnecessary costs. The cashRewards card allows you to earn rewards even as you practice frugality, making every cut feel like an additional win.
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Balance Transfers: If you carry a balance on other credit cards, transferring it to a cashRewards card within the first 60 days can save you money with a 1.99% introductory APR for 12 months and no balance transfer fees.
Key Benefits of the Navy Federal Credit Union cashRewards Card
- Unlimited Cash Back: No rotating categories or spending limits mean you earn rewards on every eligible purchase.
- Instant Redemption: Cash back is available as soon as it’s earned, with no minimum redemption requirements.
- No Expiration: Rewards remain active as long as your account is open.
Bottom Line: Earning an extra $250 doesn’t require a new job or complicated side hustle. By applying for a Navy Federal Credit Union cashRewards card and using it for your existing expenses, you can effectively get paid for doing what you already do.
Apply for the cashRewards card here.
Footnotes:
- CashRewards Plus earns 2% per dollar spent; CashRewards earns 1.5%. Eligible purchases exclude fees, interest, and cash equivalents.
- The $250 bonus requires $2,500 in spending within 90 days of account opening. The offer is valid between 07/01/2025 and 01/01/2026.
- Balance transfers have a 1.99% introductory APR for 12 months, then a variable APR between 14.90% and 18%. No balance transfer fees apply.
